Medicare Made Simple
Medicare offers federal health, for people age 65 and older. The insurance program does provide coverage for younger individuals with disabilities. Our goal is to make Medicare simple. We make navigating coverage easy. Therefore, you can make coverage decisions confidently.
The Four Parts of Medicare
Make informed decisions. We are here to support you through ever aspect of Medicare coverage.
Part A
Hospital Insurance
Covers inpatient hospital stays. Also, provides coverage for skilled nursing facilities and hospice care. Most people pay no premium if they’ve paid Medicare taxes while working.
Part B
Medical Insurance
Part C
Medicare Advantage
Offered by private insurance companies approved by Medicare. Combines Part A and Part B and often includes prescription drug coverage. Also, it adds benefits including dental and vision.
Part D
Prescription Drug Coverage
Supplemental Insurance (Medigap)
With Medicare (Parts A & B), you may still be responsible for additional costs.
- Deductibles
- Coinsurance
- Copayments
Why Medigap Matters
Predictable costs
Help avoid surprise medical bills
Freedom to choose
Providers anywhere Medicare is accepted
Travel coverage
Some plans offer emergency care outside the U.S.
Out-of-pocket costs can add up quickly. Supplemental coverage supports hospital stays and ongoing treatment. Medigap helps ensure your coverage works when you need it most.
Why Choose KCT Medwise?
Offer expert Medicare enrollment guidance. We support Medigap, Medicare Advantage, and Medicare Part D.
Deliver personalized recommendations. We take into account your specific health needs and budget.
Provide ongoing support. We can help renewals and new plan changes. and questions
Legal Disclaimers
CMS Disclosure: We do not offer every plan available in your area. Currently we represent 10 organizations which offer 59 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment depends on the plan’s contract renewal with Medicare.
Not affiliated with or endorsed by the U.S. government or the federal Medicare Program. KCT Medwise is an insurance agency not affiliated with the government.